Books+ Search Results
Debt and austerity : implications of the financial crisis
Title
Debt and austerity : implications of the financial crisis / edited by Jodi Gardner (University Lecturer, Faculty of Law, University of Cambridge and Fellow of St John's College), Mia Gray (Senior University Lecturer, Department of Geography, University of Cambridge and Fellow at Girton College), and Katharina Moser (Lecturer, Birmingham Law School, University of Birmingham, UK).
ISBN
9781839104350 (e-book)
Publication
Northampton : Edward Elgar Publishing, 2020.
Physical Description
1 online resource (360 pages)
Notes
Description based on print record.
Summary
"This book explores the complex interactions between debt and austerity, analysing the social, economic, and legal implications of governments' responses to the 2008 financial crisis. Demonstrating how the nature of debt for those on low incomes has changed radically over the last decade, the chapters provide insight into how structural inequality was exacerbated by changes in the redistributive state, the legal system, and the welfare system. The examination occurs on a number of levels and these issues are explored through the lens of power, place, and class. The authors utilize both international case studies and 'on the ground' experiences, reviewing the role of high cost credit, bailiffs, local governments, bankruptcy and debt advice. Through the analysis of the nature and structure of debt in specific countries, it highlights important lessons for a global audience. This unique book offers a broad, multi-faceted insight into the issue of low-income debt which will greatly benefit academics in law, social policy, geography and economics. Its focus on practical steps and potential reforms, as well as contributions from third sector organizations, will also interest practitioners, policy makers and NGOs"-- Provided by publisher.
Format
Books / Online
Language
English
Added to Catalog
January 08, 2021
Bibliography
Includes bibliographical references and index.
Contents
Contents: Foreword
Acknowledgements
PART I NATURE OF THE PROBLEM
1 Understanding low-income debt in a high-income country / Mia Gray, Katharina Möser and Jodi Gardner
2 Mortgage debt in an age of austerity / Susan J. Smith
3 Debt begets debt: public and private debt in austerity Britain / Mia Gray
4 Austerity and financial safety nets: bankruptcy abuse prevention and bank prevention in Irish post-crisis policy? / Joseph Spooner
5 The changing infrastructure of debt relief: privatisation, bureaucracy and public choice / Katharina Möser
6 'I just felt responsible for my debts': debt stigma and class(ificatory) exploitation / Matthew Sparkes
7 Austere social reproduction and the gendered geographies of debt / Sam Strong
PART II NATURE OF THE SOLUTION
8 The poverty premium and debt / Sara Davies and Andrea Finney
9 High-cost credit in the UK: what's the problem and how should policy respond? / Karen Rowlingson
10 The rise and rise of affordability complaints / Sara Williams
11 Consumer debt problems and the image of the consumer in Swedish consumer credit regulation / Ann-Sofie Henrikson
12 Partnering to address financial exclusion in Australia / Jordan Grace
13 Relief from austerity: the case for a targeted write-off of the UK's household debt stock / Johnna Montgomerie
14 Austerity, inequality and high-cost credit: understanding the role of a social minimum / Jodi Gardner
Index.
Genre/Form
Electronic books.
Also listed under
Edward Elgar Publishing, publisher.
Bookmark As
Citation
